Ryan Bartels, a Licensed Life and Health Insurance Agent in Texas, specializes in safeguarding the futures of retirees with his expertise and esteemed Certified Financial Fiduciary® (CF2®) Certified Annuity Specialist® (CAS®) from the Institute of Business and Finance, National Social Security Advisor (NSSA®), and Long-Term Care Professional (LTCP) designations. Drawing from personal experiences, he is committed to helping families avoid unplanned financial stress by educating them on comprehensive retirement planning, optimizing Social Security benefits, and preparing for long-term care costs. Ryan, along with his wife Kim and daughter Brie, is dedicated to providing clients with peace of mind, viewing financial planning as an act of love and care.